Every business need insurance of some kind. The exact parameters of what you may need come down to your specific business. Business have a very wide range of insurance options and requirements. To fully understand this, it is best partner with a team of insurance professionals like those at AZ Insurance Center. Let’s go over just a few of the basics of business insurance to help you understand what you are dealing with. Remember, this is just a brief overview of a few of the aspects of business insurance. For more information, you should contact us and begin a conversation today.
Commercial Property Insurance
This is one of the most important types of business insurance to consider, especially if your company owns its own building. Commercial property insurance covers the building the company operates out of, as well as all of the contents owned by the company. The contents alone can be extremely valuable and could including equipment, computers, and even important documents. Typically the building is covered from damages fire, burglary, vandalism, and maybe earthquakes or floods. It depends on the specific policy.
Employment Practices Liability Insurance
This form of insurance protects business owners from claims made against the company by employees. These situations are almost always unfortunate, but they do occur. Claims made against the company may be a result of discrimination, wrongful discharge, sexual harassment, or a hostile work environment.
The Job of AZ Insurance Center
It is out job here at AZ Insurance Center to get to get to know you and your business on a personal level. This way we can determine what your unique needs are. We then craft an individual policy for your company. We understand that no two business are exactly alike. Insurance should be personal, which is why we always take a personal approach.